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Enterprise Layer Intelligence
Categories/Data Analytics/Planky
Planky

Planky

Founded 2014

Analyze bank transactions and verify customer income

Pricing model

Free Trial

You can use Planky to analyze customer bank account transactions and automate financial checks. It connects to financial institutions via open banking to pull real-time data, clean up transaction descriptions, and categorize spending across more than a hundred categories. You can instantly verify applicant income, assess loan affordability, and detect financial anomalies without reviewing paper bank statements. The tool also provides custom decision trees and an interactive conversational assistant to query transaction histories, helping risk teams make faster decisions for underwriting and compliance.

What Planky does

Verify applicant identity and bank account ownershipExtract and standardize transaction data from open banking connectionsClassify bank account expenses across standard categoriesConfirm recurring salary deposits and calculate disposable incomeBuild automated credit decision rules using decision treesQuery customer financial records using natural language promptsCategorizes bank transactions into over 100 granular categoriesVerifies applicant income and salary deposits automaticallyAssesses loan affordability and recurring financial commitmentsPlankyGPT conversational interface for querying financial recordsCustomizable decision engine with tailored rule treesVerifies bank account ownership for KYC and AML compliance

Pricing breakdown

Pricing model: Free trial

PlanList price
Standard Package£250 / mo

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Planky, Open Banking, financial data analysis, transaction categorization, income verification, affordability checks, credit underwriting, fraud detection, PlankyGPT, bank statement analysis, KYC compliance, AML compliance, decision engine, credit risk