Palus Finance

Founded by Michael Gonzalez in 2026

Better yields on idle cash for startups and SMBs

Cost

Paid

Rating

★ Mixed Reviews

Time to value

Quick Setup (< 1 hour)

You can use Palus Finance to invest your company's long-term cash reserves in government-backed bonds for higher yields than money market funds. The tool automatically invests your cash in agency mortgage-backed securities, offering 4.5-5% APY compared to typical 3.5% money market rates. You can withdraw funds in 1-2 business days while earning nearly 50% more than traditional money market accounts on cash you won't need for 3+ months.

What Palus Finance does

Connect company bank account via Plaid integrationTransfer reserve cash to government-backed bond portfolioMonitor real-time yield performance and balancesWithdraw funds to bank account within 1-2 business daysCalculate potential earnings based on allocation amountsSet up automatic monthly compounding of returnsTrack performance against money market alternativesManage cash allocation across different time horizonsInvests in government-backed agency mortgage securitiesOffers 1-2 day withdrawal with no lockup periodsProvides 4.5-5% APY on corporate cash reservesAutomatically rebalances portfolio monthlyConnects directly to existing bank accounts via PlaidFINRA-licensed custodian holds all assetsProfessional investment management by Regan CapitalNo minimum balance requirements

Tutorials & Demos

Frequently asked

Securiti

Plaid

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