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Enterprise Layer Intelligence
Categories/Tax & Accounting/ModeFinance
ModeFinance

ModeFinance

Founded by Valentino Pediroda & Mattia Narducci in 2009

Evaluate credit risk and analyze corporate financial health using automated rating models

Pricing model

Paid

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Modefinance to evaluate credit risk and assess the financial health of companies and financial institutions. It provides automated credit ratings, balance sheet analysis, and portfolio risk monitoring through cloud applications and APIs. You can run simulations to forecast how credit exposures and supply chains might evolve under different economic scenarios. The service also calculates environmental, social, and governance scores to evaluate non-financial corporate impacts. Businesses and lenders use these assessments to set commercial credit lines, review counterparties, and make informed lending decisions.

What ModeFinance does

Calculate credit risk scores for corporate borrowersSimulate portfolio performance under changing economic scenariosSet maximum commercial credit limits for business partnersVerify financial statements and public filing records across EuropeGenerate ESG sustainability ratings for corporate clientsConnect credit scoring algorithms directly to internal workflows using APIsMORE proprietary scoring model to evaluate company creditworthinessTigran cloud application for automating credit assessment workflowss-peek mobile and web app for instant European business credit checksForST scenario simulation tools to forecast portfolio and supply chain credit trendsEnvironmental, social, and governance evaluation alongside financial risk metricsAPI access to integrate credit scoring models into existing core banking workflowsCertified European credit rating agency assessments for regulatory compliance

Pricing breakdown

Pricing model: Paid

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Modefinance, credit risk evaluation, credit rating agency, MORE score, Tigran, s-peek, financial risk analysis, credit scoring, ESG ratings, portfolio risk monitoring, balance sheet analysis, financial data analytics, ECAI ratings, counterparty risk, commercial credit limits