ZestyAI

Founded 2015

Evaluate property risk and structure vulnerabilities for insurance underwriting and pricing

Pricing model

Demo

You can use ZestyAI to assess climate and property risks for insurance underwriting, rating, and renewals. The software evaluates physical structures using high-resolution aerial imagery, building permits, and localized weather climatology. It provides detailed predictive models for individual perils including wildfire, hail damage, high winds, interior water leaks, and residential fires. Actuaries and underwriters can inspect roof condition, verify structure age, evaluate regional concentration hazards, and analyze insurance regulatory filings without conducting manual on-site inspections or hiring outside consultants. This makes property evaluation faster and more accurate across entire insurance portfolios.

What ZestyAI does

Score wildfire exposure for individual residential parcelsEstimate roof replacement age using aerial imagery and permitsAssess property-level structural vulnerability to hail and severe windsReview insurance competitor rate and rule regulatory filingsQuantify interior non-weather water loss probabilitiesTrack property risk changes across existing policy renewalsCalculates wildfire vulnerability scores using structure details and surrounding brush vegetationAnalyzes hail risk with historical climatology and 3D roof modelingPredicts wind damage frequency and loss severity at the individual property levelDetermines roof age through permit records and aerial imagery analysisIdentifies non-weather water risk by inspecting plumbing age and construction historySearches insurance regulatory filings and competitor filings automatically

Pricing breakdown

Pricing model: Book a demo

Frequently asked

Guidewire, Duck Creek Technologies, Salesforce, Earnix, Majesco, Cogitate DigitalEdge, Standard Casualty Systems, API for custom workbenches, Esri ArcGIS, Snowflake, Microsoft Azure, RESTful API, Amazon S3

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