Wave Financial

Founded by Kirk Simpson in 2009

Track business expenses, send custom invoices, and accept customer payments online

Pricing model

Free Tier, Paid

Rating

★ Positive

Time to value

Immediate

You can use Wave to handle your bookkeeping, create invoices, and collect customer payments. The web and mobile apps let you track incoming revenue and outgoing expenses automatically by connecting your business bank accounts. You can design professional invoices, send recurring payment requests, and allow customers to pay via credit card or bank transfer. Wave also provides built-in payroll tools to pay employees or contractors, calculate tax deductions, and generate financial reports to keep your business finances organized throughout the year.

What Wave Financial does

Create and send customer invoicesProcess employee and contractor payrollReconcile bank accounts with expense recordsCollect client payments via credit cardGenerate profit and loss statementsTrack unpaid and overdue customer invoicesSend estimates and convert them into billsCreate and send customizable professional invoicesAccept online credit card, bank transfer, and Apple Pay paymentsTrack income, expenses, and cash flow automaticallyRun payroll for both employees and independent contractorsGenerate profit and loss statements and balance sheetsAccess bookkeeping assistance directly from in-house advisorsManage invoices and payments through dedicated mobile apps