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Enterprise Layer Intelligence
Categories/Financial Management/Tontine Trust
Tontine Trust

Tontine Trust

Founded by Dean McClelland in 2024

Invest retirement savings into lifetime income pools using longevity sharing

Pricing model

Paid

Rating

★ Mixed Reviews

Time to value

Quick Setup (< 1 hour)

You can use Tontine Trust to convert retirement savings into a lifetime monthly income through irrevocable trust funds that use longevity pooling. Members invest in trust funds backed by assets like gold, bitcoin, or traditional portfolios, and receive monthly distributions for life. When members die, their remaining balance redistributes to surviving members, increasing payouts for those who live longer. It offers a TontineIRA for US-based users and a Tontines-as-a-Service product for pension providers who want to add longevity pooling to existing products.

What Tontine Trust does

Establish an irrevocable lifetime income trust fund onlineSelect reserve assets (gold, bitcoin, silver, or diversified portfolio) to back the trustCalculate projected monthly lifetime distributions using the online calculatorTransfer an existing IRA or 401k into a TontineIRA accountAdjust distribution paths to change income timing and amountsMonitor trust balances and monthly payments through the mobile appReview tax efficiency of trust structure using the US Tax GuideMonthly lifetime income distributions funded by longevity pooling among trust membersTrust funds backed by physical gold, bitcoin, silver, or traditional portfoliosWhen a member dies, remaining balance redistributes to surviving members rather than heirsTontineIRA option for rolling over existing US IRA or 401k accountsTontines-as-a-Service API for pension providers to add longevity pooling to their productsIndependent proof-of-reserves verification of trust assetsFlexible distribution path settings to adjust income over timeMobile app for managing trust and viewing distributions

Pricing breakdown

Pricing model: Paid

Tutorials & Demos

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