Stripe Treasury

Founded by Patrick Collison in 2020

Manage business banking, hold multicurrency balances, and issue corporate debit cards

Pricing model

Free Tier

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Stripe Treasury to open a business bank account and hold funds directly inside your Stripe dashboard. It allows you to skip external bank transfers by routing customer payments straight into an account that earns processing fee credits. You can issue physical or virtual debit cards with spending limits, earn cashback on purchases, and transfer money instantly to other businesses on Stripe without fees. You can also send international payouts to over 160 countries and connect AI agents to automate routine financial tasks.

What Stripe Treasury does

Open an FDIC-insured business bank accountIssue physical and virtual business debit cardsConvert foreign currencies at mid-market ratesSend domestic ACH and international wire transfersSet custom spending limits and authorization rules on debit cardsReconcile daily card spend with accounting softwarePay vendor invoices using stablecoins or local currenciesInstant access to settled Stripe payment balances without external transfersDirect deposit and account numbers with FDIC insurance up to $250,000Virtual and physical debit cards with two percent cashbackFee-free instant transfers to other businesses using StripeSupport for holding balances in multiple currencies including USD, EUR, and GBPCross-border payouts to over 160 countries via local rails and stablecoinsModel Context Protocol integration for automating financial actions with AI agentsAutomatic transaction reconciliation with QuickBooks and Xero

Pricing breakdown

Pricing model: Free tier

Tutorials & Demos

Frequently asked

QuickBooks Xero

Xero

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