Stripe Treasury

Founded by Patrick Collison in 2021

Manage business finances, multi-currency accounts, and global payouts in one place

Cost

Free Tier

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Stripe Treasury to hold funds in multiple currencies, convert between them at mid-market rates, and send payouts to 160 countries. It lets you create virtual and physical spending cards with real-time controls, access dollar-backed stablecoins in 100+ countries, and earn 2% cashback on card purchases. Funds from your Stripe balance are available instantly, with no monthly fees or minimum balance. It also integrates with Xero and QuickBooks for automatic transaction syncing and accounting.

What Stripe Treasury does

Open a multicurrency business financial account from the Stripe DashboardConvert currencies instantly at mid-market rates between USD, GBP, EUR, and USDCCreate virtual or physical Mastercard spending cards with custom controlsSend payouts to recipients in 160 countries in their local currencySync transactions automatically to Xero or QuickBooks for accountingTransfer funds from Stripe balance to financial account instantlyMonitor card spending and balances in real time across all currenciesApply for business financing directly through the Stripe DashboardHold and convert multiple currencies including USD, GBP, EUR, and USDC from a single dashboardSend payouts to 160 countries in local currencies with no-code or API optionsEarn 2% cashback on eligible purchases wherever Mastercard is acceptedCreate virtual and physical spending cards with flexible spend controls and real-time reportingAccess dollar-backed stablecoins in 100+ countries without managing blockchain complexityFDIC pass-through deposit insurance eligibility up to $250K per depositorInstant access to settled Stripe earnings with no monthly fees or minimum balanceAutomatic transaction sync with Xero and QuickBooks via Acodei

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