Alkami

Founded by Mike Hansen in 2009

Provide digital banking, account opening, and marketing services to community financial institutions

Pricing model

Demo

Rating

★ People love it

Time to value

Requires Expertise

You can use Alkami to manage digital banking services for retail and commercial account holders. The system allows banks and credit unions to onboard new clients with quick account opening procedures for individuals and businesses. It offers tools to monitor customer financial behaviors, track deposit growth, and run targeted marketing campaigns to prevent account churn. Financial institutions can also secure transactions using check positive pay, ACH reporting, and automated fraud detection to safeguard accounts while supporting customer financial journeys across web and mobile interfaces.

What Alkami does

Verify applicant identity during online account creationReview flagged check exceptions for potential fraudProcess ACH return notices and notifications of changeGenerate account reconciliation reportsSet up targeted deposit acquisition campaignsMonitor retail accounts for commercial transaction activityApprove commercial wire transfers and paymentsFive-minute digital retail account openingTen-minute business account onboardingIntegrated check positive pay and payee verificationAutomated ACH positive pay and returns processingData analytics for customer deposit churn and attritionDetection of commercial activity inside personal accountsUnified mobile and web interface for retail and business accounts

Pricing breakdown

Pricing model: Book a demo

Frequently asked

MANTL, MANTL (Account Opening), Jack Henry (Core Banking), SavvyMoney (Credit Scoring), Alacriti (Real-time Payments), Extole (Referral Marketing), Jupid (SMB Accounting), FedNow / RTP (Payment Rails), Visa Direct (Instant Funding)

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