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Enterprise Layer Intelligence
Categories/Payment Processing/Stripe Capital
Part of Stripe
Stripe Capital

Stripe Capital

Founded by Patrick Collison in 2019

Access business financing and repay through automatic daily sales deductions

Pricing model

Paid

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Stripe Capital to obtain business loans and merchant cash advances directly through your existing processing dashboard. The service evaluates your processing history to create pre-approved financing offers without lengthy applications or impacts to your personal credit score. Once accepted, funds typically arrive in your account the next business day. Repayment occurs automatically via a fixed percentage of your daily sales, paired with a transparent flat fee that never compounds, ensuring payment volume scales naturally alongside your incoming business revenue.

What Stripe Capital does

Check daily financing eligibility inside the dashboardSelect custom loan amounts and preferred repayment ratesAccept pre-approved financing offers without paperworkTrack remaining financing balances and daily deduction amountsReview historical automated repayment deductionsManage linked bank accounts for fallback loan debitsAutomatic financing eligibility evaluations based on Stripe sales historyNext-business-day fund deposition directly into Stripe balancesFixed flat financing fee with no compounding interest chargesAutomated repayments deducted as a percentage of daily salesNo impact to personal credit score upon applicationAdjustable repayment amounts that automatically scale with daily revenue

Pricing breakdown

Pricing model: Paid

Tutorials & Demos

Frequently asked

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Stripe Capital, business loans, merchant cash advances, working capital, small business financing, revenue based financing, sales repayment, cash flow management, Stripe dashboard, business funding, Celtic Bank, Lead Bank, YouLend, automated loan repayment, flat fee financing