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Enterprise Layer Intelligence
Categories/Payment Processing/SpotPay
SpotPay

SpotPay

Founded by Zsika Phillip-Baptiste in 2025

Send money globally and make online or in-store purchases using a digital card

Pricing model

Free

Rating

★ Mixed Reviews

Time to value

Quick Setup (< 1 hour)

You can use SpotPay to hold funds, transfer money, and make purchases worldwide. The mobile application functions as a digital wallet where you can monitor balances, receive money, and make quick transfers both locally and internationally with transparent fee structures. It also comes with the SpotPay Calypso Card, enabling you to spend your balance in retail stores and online anywhere cards are accepted, while keeping your account protected with authentication and real-time security tracking.

What SpotPay does

Send money locally or internationallyReceive funds into your digital walletPay for goods online and in-store with Calypso CardReview real-time balances and transaction historySecure account access using multi-factor authenticationMonitor spending activity to prevent unauthorized transactionsDigital wallet to store and manage money in one placeLocal and international transfers in a few tapsCalypso Card for global spending online and in-storeClear fee tracking without hidden costsReal-time balance updates and monitoringSecure authentication to protect account access

Pricing breakdown

Pricing model: Free

Tutorials & Demos

Frequently asked

CalypsoAICalypsoAIStripeStripePayPalPayPalQuickBooksQuickBooksXeroXeroPlaidPlaidZapierZapierCoinbaseCoinbaseWise (formerly TransferWise)Wise (formerly TransferWise)

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SpotPay, digital wallet, Calypso Card, money transfers, international payments, local transfers, mobile wallet, debit card, global spending, send money, receive money, payment processing, finance app