Qonto

Founded by Alexandre Prot in 2016

Manage business accounts, send transfers, issue payment cards, and track company expenses

Pricing model

Free Trial

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Qonto to manage your company bank accounts and daily business spending. It lets you open a digital account, order physical and virtual Mastercard payment cards for employees, and set custom spending limits. You can create quotes, draft electronic invoices, and track payments from clients with direct payment links. The system also collects receipts, categorizes supplier invoices automatically, and prepares your records for bookkeeping. Additionally, you can register new business entities and deposit your initial share capital online.

What Qonto does

Send SEPA and international bank transfersGenerate and send client invoices with payment linksIssue virtual Mastercard debit cards for online purchasesUpload and match receipts to card transactionsProcess in-person payments using mobile tap-to-payExport transaction data to accounting softwareIssues physical and virtual debit Mastercard cards with custom limitsProvides instant SEPA and international bank transfersCreates and sends electronic invoices with embedded payment linksScans and imports supplier invoices with automated bookkeeping reconciliationSupports digital company registration and online capital depositsOffers in-person point of sale terminals and tap-to-pay on mobile devicesConnects with external accounting tools and business applications