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Enterprise Layer Intelligence
Categories/Workflow Automation/Origence
Origence

Origence

Founded 1994

Automate loan origination and connect credit unions with automotive dealerships nationwide

You can use Origence to manage consumer loans and account applications for credit unions. It connects financial institutions with car dealerships across the country through its indirect lending network. You can automate credit underwriting decisions, verify applicant documents with machine learning, and handle digital account opening for new members. The system also offers outsourced loan processing, call center support, and member communications to process applications without hiring extra internal staff. Dealerships can submit credit applications directly and receive rapid financing approvals.

What Origence does

Review incoming vehicle loan applicationsConfigure automated credit underwriting rulesVerify applicant identity and income documentsSend financing approval notices to dealership sales officesProcess member deposit account registrationsCollect electronic signatures on digital loan contractsConnects credit unions to a network of 20,000 auto dealershipsAutomates credit decisioning with configurable rules and machine learningExtracts and verifies data from borrower documents automaticallyProvides member-facing online loan and deposit account opening interfacesSupports digital contracting and electronic signatures for vehicle purchasesProvides outsourced underwriting and processing services to scale loan operationsIntegrates directly with dealership management systems for application handling

Frequently asked

DMS, CRM, Credit Bureau Services

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Origence, CUDL, indirect lending, loan origination, credit union lending, auto financing, automated underwriting, account opening, digital contracting, credit decisioning, document processing, automotive lending network, arc OS, arc DX, FI Connect