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Enterprise Layer Intelligence
Categories/Payment Processing/Moneyhub
Moneyhub

Moneyhub

Founded 2014

Connect, categorize, and analyze financial data across banking, pensions, and lending systems

Pricing model

Demo

You can use Moneyhub to aggregate, clean, and analyze customer financial data across accounts, pensions, and investments. The service connects directly to financial institutions through open banking APIs to gather raw transaction details. It categorizes spending patterns, verifies income, and tracks financial habits to help banks and lenders make faster credit decisions. You can also trigger account-to-account payments, build personalized financial wellness features for customers, and explore analytics dashboards to evaluate user spending and savings behavior across accounts safely and accurately.

What Moneyhub does

Categorize bank transaction data into standardized spending groupsConnect user bank accounts via regulated open banking APIsProcess instant account-to-account bank transfersVerify monthly income and fixed expenditures for loan applicantsDisplay holistic pension and investment account balancesAnalyze spending trends across customer portfoliosSet up recurring automated bank transfersCategorizes and enriches raw financial transaction dataAggregates account data from multiple banks and wealth providersInitiates direct account-to-account open banking paymentsAutomates recurring payment setups using Variable Recurring PaymentsGenerates interactive analytics dashboards to inspect customer spendingVerifies applicant income and expenses for loan underwritingProvides pre-built user journeys for customer consent management

Pricing breakdown

Pricing model: Book a demo

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Moneyhub, Open Banking, Financial Data and Analytics, open finance, data aggregation, transaction enrichment, account to account payments, variable recurring payments, loan affordability, banking APIs, wealth management, pension tracking, AISP, PISP, credit decisioning, spending categorization