Modern Treasury

Founded by Dmitri Gourenko in 2018

Send and receive payments across bank rails and stablecoins via one API

Cost

Demo

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Modern Treasury to build payment products that move money across ACH, FedNow, wire transfers, and stablecoins through a single API. It provides programmable accounts for individuals and businesses, a real-time ledger for tracking balances and transactions, compliance tools, and real-time reporting. You can launch digital wallets, embedded ACH, cross-border payments, and stablecoin flows without dealing with multiple bank integrations or rebuilding your payment stack as you scale.

What Modern Treasury does

Initiate ACH, wire, or FedNow payments through a single API callOpen and manage programmable accounts for end users or businessesTrack real-time ledger balances across fiat and stablecoin holdingsOn-ramp and off-ramp stablecoins to and from bank railsGenerate real-time payment reports and reconcile transactions automaticallySet up compliance rules and monitoring without a separate vendorAdd new bank partners to an existing integration without code changesCreate sub-accounts for each customer on a multi-tenant payment productSingle API for ACH, wire, FedNow, and stablecoin paymentsReal-time programmable ledger that tracks balances and transactions instantlyOpen accounts for individuals and businesses with fiat and stablecoin supportStablecoin on-ramp and off-ramp across rails in one flowBuilt-in compliance tools so you don't need separate vendorsStart with an integrated payment service provider, then add direct bank partners without changing your codeReal-time reporting dashboard for all payment activityUsage-based pricing that scales with transaction volume

Frequently asked

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