Method

Founded 2021

Connect consumer liability accounts and process debt payments directly via API

Pricing model

Demo

Rating

★ People love it

Time to value

Moderate Setup (1-3 hours)

You can use Method to link your customers' credit cards, loans, and other liability accounts directly to your application without needing banking login credentials. It retrieves live financial data such as balances, due dates, interest rates, and payoff amounts across thousands of financial institutions. You can also initiate payments, handle balance transfers, and process automated loan payoffs directly through the API. This lets you embed debt management, refinancing flows, and bill payments smoothly into your lending or financial products.

What Method does

Verify and link credit card accounts using a phone numberFetch live loan balances and payoff quote amountsInitiate loan payoff transactions across financial institutionsExecute automated balance transfers for debt refinancingSend automated bill payments for recurring liabilitiesMonitor user liability changes through webhook alertsReconcile payment transactions in the administrative dashboardConnects liability accounts with just a name and phone numberIntegrates directly with over 15,000 financial institutionsFetches real-time payoff quotes and interest rate detailsInitiates automated payments directly to liability accountsSends alerts for balance changes, delinquencies, and new accountsSupports balance transfers for refinancing and debt consolidationEliminates the need to collect or store user bank credentialsProvides a no-code dashboard for team operations and reporting

Pricing breakdown

Pricing model: Book a demo

Tutorials & Demos

Frequently asked

QuickBooks Online/Desktop, Xero Accounting, Zapier, Mailchimp, Google Calendar, Gmail Sidebar, Plaid (via API), Finicity (via API), REST API for custom backend integration, Webhooks for real-time payment status updates, Equifax/Credit Bureau data feeds, Major US Lenders (Chase, Amex, etc.), ACH Network for fund movement, Plaid (complementary for asset accounts)

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