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Enterprise Layer Intelligence
Categories/Payment Processing/Klarna
Klarna

Klarna

Founded by Sebastian Siemiatkowski in 2005

Accept flexible payment methods and split purchases over time at checkout

Pricing model

Paid

Rating

★ Positive

Time to value

Immediate

You can use Klarna to offer flexible financing and payment options to shoppers in your online store and physical retail locations. It lets your customers choose between paying immediately, splitting costs into three or four interest-free installments, or paying up to 30 days later. You receive the total order payment upfront while Klarna manages customer credit assessments and fraud liability. It also provides express checkout modules, targeted on-site messaging banners, and promotional media tools to reach active shoppers.

What Klarna does

Process online installment paymentsDisplay localized payment breakdown widgets on product pagesAuthorize customer credit checks in real timeDisburse upfront order payouts to merchant bank accountsManage buyer disputes and fraud investigationsConfigure custom promotional banners across the store funnelRun targeted advertising campaigns across shopper networksPay in 3 or 4 interest-free installmentsPay in 30 days option without extra feesLong-term monthly financing for larger purchasesImmediate upfront payouts to merchants on all ordersFull assumption of customer credit and fraud riskExpress checkout module to speed up purchase completionOn-site messaging widgets displaying payment breakdown amountsSign-in with Klarna for pre-saved customer billing details

Pricing breakdown

Pricing model: Paid

Frequently asked

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