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Enterprise Layer Intelligence
Categories/Agentic Process Automation/Kita
Kita

Kita

Founded by Carmel Limcaoco

Automate loan underwriting and credit file creation

Pricing model

Demo

Rating

★ People love it

Time to value

Long Setup (> 1 day)

You can use Kita to turn messy borrower applications into structured credit files and automated credit memos. The system reads documents like tax returns, paystubs, bank statements, and mobile wallet screenshots to extract financial numbers. It checks for file tampering, missing pages, and inconsistent figures while comparing records against your lending policies. Kita also interacts directly with borrowers over WhatsApp, SMS, or email to chase missing paperwork. Your credit team receives verified files with linked citations to make faster lending decisions.

What Kita does

Extract figures from financial statements and tax documentsDraft credit memos with source citationsFollow up with loan applicants for missing documentationCalculate borrower risk scores from uploaded documentsCheck loan documents for signs of tampering or forgeryReconcile bank balances across multiple accountsExtracts structured financial figures from messy PDFs, photos, and scansDrafts credit memos with every number linked to its original source pageFollows up automatically with borrowers via WhatsApp, SMS, and email for missing filesCalculates alternative risk scores from document metadata and submission habitsDetects document tampering, edits, and cross-document inconsistenciesTests borrower metrics directly against company credit policies and DSCR targets

Pricing breakdown

Pricing model: Book a demo

Tutorials & Demos

Frequently asked

WhatsAppWhatsApp

Used by

Said

Said

IT Manager / IT Admin

In their stack

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Kita, loan underwriting, credit assessment, document processing, financial data extraction, credit memo, risk scoring, debt service coverage ratio, fraud detection, bank statement analysis, alternative credit data, commercial lending, SME lending, microfinance, borrower onboarding, automated document collection