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Enterprise Layer Intelligence
Categories/Payment Processing/Kipp Authorize More
Kipp Authorize More

Kipp Authorize More

Founded by Chanan Lavi & Nir Levy in 2021

Prevent insufficient funds card declines by connecting merchants directly with card issuers in real time

Pricing model

Demo

You can use Kipp to prevent credit and debit card payment declines due to insufficient funds or credit limit issues. It connects merchants and card issuers during checkout transactions. When a buyer lacks sufficient balance or credit, merchants can offer to pay an authorization premium directly to the card issuer. This allows the bank to safely approve the transaction instead of rejecting it, reducing cart abandonment for online stores, increasing approval rates, and opening up an extra revenue source for financial institutions.

What Kipp Authorize More does

Authorize card transactions that exceed existing account limitsCalculate merchant fee premiums for declined payment overridesTransmit real-time transaction approval requests between issuers and storesMonitor payment decline patterns across different card networksReview transaction acceptance rates and revenue gainsConfigure rules for merchant-funded payment guaranteesReal-time communication between card issuers and online merchantsMerchant-funded premium payments to approve over-the-limit transactionsPrevention of non-sufficient funds declines on debit cardsInvoluntary customer churn reduction for subscription merchantsAdditional revenue generation for card issuers from approved overagesDirect integration into existing card issuer processing networks

Pricing breakdown

Pricing model: Book a demo

Frequently asked

Mastercard, FIS

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