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Enterprise Layer Intelligence
Categories/Workflow Automation/Heron Data
Heron Data

Heron Data

Founded 2020

Automate document intake, bank statement parsing, and credit decisions for small business lending

You can use Heron to automate document processing and underwriting evaluation for small business loans and commercial insurance. The system ingests applications, emails, and PDFs, then automatically parses bank statements, tax returns, and identity records. It extracts financial positions, assesses cashflow capacity, and checks for fraud patterns across submissions. You can set customized credit rules to auto-decision deals and flag high-risk applications immediately. Approved deals and verified data sync directly into your CRM or policy administration system without manual data entry.

What Heron Data does

Parse multi-month bank statements into structured digital transactionsVerify business identity against public records and OFAC listsCalculate average monthly revenue and daily cash balancesFlag forged bank statements and mismatched submission dataRoute qualified merchant cash advance deals to lendersAuto-generate declined notices for deals failing credit policy rulesPush borrower underwriting records directly into a CRMExtracts financial details from bank statements and tax documents automaticallyDetects tampered documents and coordinated fraud patterns across applicantsAnalyzes historical cashflow and active loan positionsRuns automated background and identity risk checks using public recordsEvaluates applications against custom credit rules and policiesSyncs clean structured data and decision statuses into CRMsClassifies inbound email attachments and documents without manual sorting

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Heron, underwriting automation, bank statement parsing, SMB lending, loan decisioning, financial data extraction, cashflow analytics, fraud detection, credit policy automation, commercial insurance underwriting, MCA underwriting, background checks, document intake, financial statement analysis, CRM sync