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Enterprise Layer Intelligence
Categories/Payment Processing/Fuse
Fuse

Fuse

Founded by George Davis in 2023

Access global clearing rails, named custody accounts, and multi-currency treasury services

Pricing model

Demo, Paid

Rating

★ Mixed Reviews

Time to value

Quick Setup (< 1 hour)

You can use Lorum to access global banking rails, create named customer accounts, and manage multi-currency treasury functions via API. It operates on a non-lending, fully reserved model to protect institutional funds. You can clear payments directly across ACH, Fedwire, SEPA, and Faster Payments in currencies like USD, EUR, GBP, and AED. The system lets you provision virtual IBANs, automate foreign exchange transactions, set up liquidity sweeps, and earn yield on balances.

What Fuse does

Provision named virtual bank accounts via APIExecute local payment transfers over SEPA and FedwireConvert foreign currencies at wholesale FX ratesAutomate cash sweeps to earn yield on idle balancesReconcile inbound multi-currency transfers automaticallySafeguard client money in segregated non-lending reservesFull reserve backing on all balances with zero lendingDirect API access to global clearing rails including ACH, Fedwire, SEPA, and Faster PaymentsAutomated creation of virtual and named custody accounts for end clientsWholesale foreign exchange conversion across USD, EUR, GBP, and AEDAutomated liquidity sweeps across internal and external accountsYield generation on idle fiat balances with transparent ratesClearing access without requiring local legal entities in target marketsClient money safeguarding to meet financial regulatory standards

Pricing breakdown

Pricing model: Book a demo

Frequently asked

ACH, Fedwire, SEPA, SEPA Instant, Faster Payments, CHAPS, ACH (US), Fedwire (US), SEPA & SEPA Instant (EU), Faster Payments (UK), CHAPS (UK), REST API, SEPA / SEPA Instant, SWIFT, Salesforce, QuickBooks, SEPA / SEPA Instant (EU), SWIFT (Global)

Used by

Manuel Parra

Manuel Parra

Software Engineer @ Stack

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Lorum, correspondent banking, multi-currency clearing, named custody accounts, virtual IBANs, cross-border payments, treasury management, ACH clearing, SEPA instant, Faster Payments, wholesale FX, liquidity sweeps, cash management