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Enterprise Layer Intelligence
Categories/Payment Processing/EPIC
EPIC

EPIC

Founded 2016

Process vehicle loan payoffs and accelerate lien releases across automotive lenders nationwide

You can use EPIC to settle vehicle loan payoffs and retrieve title releases digitally across thousands of automotive lenders. Instead of issuing physical paper checks and sending overnight packages, dealerships, financial institutions, and insurance companies connect through a centralized clearinghouse network. The system matches payoffs, confirms receipt of funds via secure banking rails, and expedites the vehicle lien release lifecycle. You can monitor transaction statuses in real time, reconcile general ledger accounts, and eliminate inventory bottlenecks caused by delayed title processing.

What EPIC does

Submit electronic vehicle loan payoffsTrack vehicle title release statusReconcile dealership general ledger accountsVerify lender payoff amountsMonitor fund settlement across transactionsGenerate audit trails for financial complianceCentralized digital clearinghouse connecting auto lenders, dealers, and insurersDirect electronic payoff execution replacing paper checks and overnight mailReal-time tracking of loan satisfaction and title transfer statusesAutomated general ledger reconciliation for high-volume transactionsIntegrated compliance controls aligned with SOC 2, ISO 27001, and PCI DSSFast electronic lien release validation directly from participating lenders

Frequently asked

Dealer Management Systems (DMS), ACH/Banking Rails, Lender Core Systems, CRM Connectors, RESTful API for custom ERPs, CDK Global, Reynolds & Reynolds, Dealertrack, Major US Banking Rails, RESTful API, Insurance Claims Systems, Salesforce (via API)

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EPIC, National Loan Payoff Clearinghouse, vehicle payoff, lien release, title transfer, auto lenders, dealerships, payoff settlement, title tracking, automotive fintech, ACH payment, GL reconciliation, fund settlement, vehicle financing, auto insurance claims