You can use Earlytrade to run early payment programs between general contractors and their subcontractors in the construction industry. General contractors can offer early payments to subs in exchange for a discount, generating returns that outperform money market rates. Subcontractors submit invoices and choose whether to accept a discount to get paid up to 28 days early. The system handles subcontractor onboarding and runs an auction-based discount model so subs set their own discount rate per invoice.
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