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Enterprise Layer Intelligence
Categories/Payment Processing/Decentro
Decentro

Decentro

Founded by Pratik Daudkhane & Rohit Taneja in 2020

Build and launch fintech products using banking APIs and SDKs

Pricing model

Demo

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Decentro to integrate banking and financial services into your product via APIs and SDKs. It covers payments (UPI, cross-border, QR codes), KYC and identity verification, multi-currency accounts, escrow, ledger management, and LRS remittance. You can test everything in a sandbox environment and go live from a dashboard. It's aimed at fintech startups and businesses that want to add financial functionality without building banking infrastructure from scratch.

What Decentro does

Generate branded QR codes to accept UPI or PayNow paymentsVerify customer identity using KYC and CKYC APIsHold and reconcile funds in multiple currencies from one accountSet up escrow accounts for secure cross-border fund transfersTest API integrations in a sandbox before going liveTrack all transaction balances using a centralized ledger APISend payouts to 190+ countries in local currenciesEnable overseas investment with LRS-compliant remittance railsAccept payments via UPI, PayNow, FAST, and QR codes in one APIMulti-currency accounts that let you hold, transact, and reconcile in multiple currenciesEscrow-backed cross-border transaction workflowsCKYC integration with CERSAI for identity verificationSandbox environment available from day one to test all modulesLedger system that tracks all transaction balances across your productLRS remittance rails with USD wallets for overseas stock investmentsGo-live controlled directly from your dashboard without needing support calls

Pricing breakdown

Pricing model: Book a demo

Tutorials & Demos

Frequently asked

UPI, PayNow, FAST, CERSAI

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Decentro, banking API, fintech infrastructure, UPI integration, KYC API, cross-border payments, multi-currency accounts, escrow API, ledger API, BaaS, banking as a service, payment collection, LRS remittance, CKYC, sandbox testing