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Enterprise Layer Intelligence
Categories/General Productivity Software/Conductiv
Conductiv

Conductiv

Founded 2019

Verify borrower income, employment, and financial data to automate loan underwriting decisions

Pricing model

Demo

You can use Conductiv to verify applicant financial records and make faster credit decisions. It automatically gathers and validates proof of income, employment status, tax returns, and bank statements directly from borrowers. Conductiv merges permissioned consumer financial data with credit scores like FICO to spot potential fraud early in the review cycle. Financial institutions, credit unions, and commercial lenders use these verified records to automate loan approvals, cut application abandonment rates, and decrease charge-offs across consumer, auto, mortgage, and business loans.

What Conductiv does

Verify borrower proof of income digitallyConfirm employment status for loan applicantsAnalyze borrower bank statements for risk signalsCollect tax return documentation directly from usersIntegrate applicant data with loan origination workflowsAssess borrower default risk prior to fundingDigital verification of borrower income and employment recordsAutomated retrieval and analysis of bank statements and tax returnsFraud risk detection to reduce charge-offsDirect integration with MeridianLink loan origination systemsFirst-party permissioned data gathering directly from loan applicantsAutomated loan approval processing for auto, personal, and mortgage applications

Pricing breakdown

Pricing model: Book a demo

Frequently asked

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Conductiv, loan verification, income verification, employment verification, automated lending, fraud detection, credit underwriting, borrower data, bank statements, tax return verification, credit unions, loan origination, MeridianLink integration, financial risk assessment, alternative data