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Enterprise Layer Intelligence
Categories/Workflow Automation/Artificial Labs
Artificial Labs

Artificial Labs

Founded 2013

Automate specialty insurance placement and underwriting workflows between brokers and carriers

You can use Artificial to connect insurance brokers and underwriters directly without manual data entry. It captures submission data at the source, eliminating the need to re-key details across spreadsheets and emails. Underwriters can configure algorithmic rules, assess complex open market risks, and manage entire risk portfolios from an interactive workbench. Brokers can structure placement documents, launch consortia, and track capacity utilization in real time. The system also automates contract generation and decision auditing, giving teams traceable records that follow specific underwriting guidelines from initial quote to bound policy.

What Artificial Labs does

Ingest and structure broker submission documentsConfigure rule-based underwriting algorithmsGenerate insurance placement contractsMonitor syndicate and consortium capacity usageAudit algorithmic underwriting decisionsAggregate risk exposures across commercial policiesAlgorithmic underwriting engine executing rules with human oversightCentralized workbench for reviewing and managing open market risksAutomated risk data structuring directly from broker submissionsReal-time risk aggregation and capital trackingContract builder for digital insurance documentationConsortia management tools for lead and follow arrangementsAudit trail showing explainable decision logic for regulatory compliance

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Artificial, specialty insurance, reinsurance, underwriting workbench, algorithmic underwriting, broker technology, risk terminal, contract builder, insurance placement, digital consortia, risk aggregation, delegated authority, insurance workflows, portfolio underwriting, capacity tracking