You can use PTO Exchange to let employees convert their accrued paid time off into financial assets. Instead of letting vacation days expire or accumulate as balance sheet liabilities, staff can redirect earned time value toward student loan repayments, retirement accounts, emergency cash funds, or health savings accounts. The software connects with existing payroll systems to calculate exchange values automatically and deduct the corresponding hours from leave banks, helping organizations reduce balance sheet liability while offering flexible voluntary benefits without extra budget expenses.
What PTO Exchange does
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