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Enterprise Layer Intelligence
Categories/Legal Tech/Payna
Payna

Payna

Founded by He Son in 2025

Manage corporate and individual regulatory licenses, filings, and renewals across all fifty states

Pricing model

Demo

Time to value

Moderate Setup (1-3 hours)

You can use Payna to manage regulatory licensing applications and renewals for your company and licensed employees. It pre-fills state filings, drafts policy updates, and prepares call reports for mortgage, lending, insurance, and money transmitter businesses across every US state. You can monitor license rosters for mortgage loan originators on NMLS and insurance producers on NIPR, track continuing education requirements, and monitor state regulatory rule changes. When audits occur, the system provides timestamped compliance records and exam readiness scores to satisfy regulatory examiners.

What Payna does

Draft and submit state license applicationsTrack employee continuing education completionFile annual mortgage loan originator renewalsGenerate state regulatory call reportsMonitor daily state statutory updatesExport audit logs for regulatory examinersTrack surety bond renewal deadlinesPre-filled multi-state licensing applications and renewalsIndividual seat licensing management for MLOs, adjusters, and producersReal-time regulatory change monitoring across all 50 statesState examination readiness scoring and audit history generationAutomated MU4 filings and NMLS sponsorship trackingCall report generation from financial ledger dataSurety bond and net worth requirement trackingDeveloper API for real-time license status and verification

Pricing breakdown

Pricing model: Book a demo

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Payna, mortgage licensing, NMLS, NIPR, insurance licensing, regulatory compliance, multi-state licensing, MLO renewals, call reports, adjuster licensing, compliance automation, surety bond tracking, exam readiness, legal tech, FinCEN compliance