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Enterprise Layer Intelligence
Categories/Agentic Process Automation/Nivo
Nivo

Nivo

Founded 2017

Collect and verify loan application documents from clients directly through email

Pricing model

Paid

You can use Nivo AI to automate administrative paperwork for loan and mortgage applications over email. Forward basic client information, and the system communicates directly with applicants to collect bank statements, identity checks, and income documents. It automatically cross-checks bank records against declared income, flags undisclosed credit agreements, and chases missing files day and night. Once complete, it generates a full evidence pack and case report detailing affordability and readiness, allowing brokers to submit verified applications directly to lenders without handling manual chase work.

What Nivo does

Gather required financial documents from mortgage applicants over emailFollow up automatically on missing payslips and bank recordsConduct digital identity and document authenticity checksReconcile bank statement commitments with stated application figuresAssemble submission-ready loan evidence packs for mortgage lendersGenerate case readiness summaries with flagged underwriting risksCommunicates autonomously with clients via email to collect required paperworkAutomatically chases applicants for missing documents and bank statementsReconciles undeclared financial commitments against bank transactions and credit filesExecutes digital identity checks directly within client interaction threadsGenerates submission-ready evidence packs and case readiness reportsCross-checks declared applicant income against bank statements and payslipsKeeps full immutable audit trails of all client communications and files

Pricing breakdown

Pricing model: Paid

PlanList price
Monthly Allowance£1,000 / mo

Frequently asked

Email, Email (SMTP/IMAP), Microsoft Outlook, Gmail, Salesforce (via API), Equifax (Unverified), Experian (Unverified), Custom Webhooks, Zapier (Beta)

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Nivo AI, Nivo Collect, mortgage broker automation, loan application admin, automated document gathering, client chasing, identity verification, affordability check, case report pack, broker admin, mortgage underwriting prep, email workflow automation, financial document processing, compliance checks, credit check reconciliation